Beginning 1st Mar 2026, payouts will only be made when your total amount is over MYR 100. Amounts below this will roll over to the next payout.
Table of contents:
Payment Application
How to Calculate Payment Amount
Payment Payout (MY)
BSN Payout Timeline
QashierXS (White) Payment Terminal Payout Timeline
Payment Application
For Existing merchant that wants to apply for payment method, they will have to contact Customer Support
Call: +603 9388 0478
Email: [email protected]
Whatsapp: +60 12-660 2741
Report will be sent to the merchant's registered email by BSN every working day (Monday to Friday) at 8 PM.
How to Calculate Payment Amount?
Total Transaction - MDR = Payment Amount
Example:
Transaction | Amount | Calculation |
Total Transaction Amount | $1,000 |
|
MDR | 1.20% | 1.20% * $1,000 = $12 |
Payment Amount | $988 | $1,000 - $12 = $988 |
Transaction | Amount | Calculation |
Total Transaction Amount | $1,000 |
|
MDR | 1.40% | 1.40% * $1,000 = $14 |
Payment Amount | $986 | $1,000 - $14 = $986 |
Payment Payout (MY)
Credit Payout Timeline
Credit Card Settlement Period is T+1 working days, excluding weekends and public holidays
Eg. Merchants do settlement on Monday night. The settlement period requires T+1 working day, the payout will be received on Tuesday.
Transaction day | Payout day |
Monday | Tuesday |
Tuesday | Wednesday |
Wednesday | Thursday |
Thursday | Friday |
Friday | Following Monday |
Saturday | Following Monday |
Sunday | Following Monday |
❗️Important:
The payout cycle will follow the region's public holiday. For example, if the transaction is made on a Saturday and Monday is a Public Holiday, you will only receive your payouts on Tuesday.
Payment cut off timing is at 2359hr daily. If your business runs past midnight, the balance will only be paid out the following day
For example, if you run a bar bistro until 2am daily, transactions made on Monday up till 2359hr will be paid out on Tuesday, whereas transactions made from 0000hr-0200hr will be paid out on Wednesday.
E-Wallet Payout Timeline
❗️ Important:
Please note that rounding adjustment is done on all transactions.
Effective from 2024, a mandatory minimum transaction fee of 1 cent will be introduced.
For example: if the gross transaction amount is $0.30 and the MDR is 0.8%, the transaction fee (before rounding) would be $0.30 x 0.8% = $0.0024.
In this instance, a transaction fee of $0.01 will be applied to this transaction.
For DuitNow QR (Integrated)
The settlement period for DuitNow (integrated) will be T+1 working day
Payouts will be made on the next working day
Transaction day | Payout day |
Monday | Tuesday |
Tuesday | Wednesday |
Wednesday | Thursday |
Thursday | Friday |
Friday | Following Monday |
Saturday | Following Monday |
Sunday | Following Monday |